Welcome to united credit union


In America, we love to dream bigger, brighter and always better. At the credit union, we'll work with you to make that dream, however crazy, a reality. So, whether it's a thoughtful gift, a brand-new car or a vacation at the lake, we'll help you get it.

What's New!

63rd Annual Meeting Cancelled

Dear Members:

As Ness County continues to be impacted by the spread of COVID-19, be assured that United Credit Union will continue operations and is here to serve your financial needs. During this rapidly evolving situation, our main priority is the health, safety, and well-being of our staff and member-owners.

  • Our online banking and/or mobile app are available to check balances/make payments/transfer funds if you are having trouble with access, call the office.
  • If you aren't signed up for mobile banking it's easy to do so. Just call the office and we can assist you.

Your safety and security is our top priority. Our Board of Directors has decided to close our lobby doors effective March 24, 2020. If you need a loan or need to speak to Sandy Reinert, Manager, please call our office to make an appointment at 798.3223. Please visit our Facebook page for the most current updates including a more exhaustive list of our emergency operations preparations.

Should you or your family be impacted by COVID-19 and need financial support, we're here to help. Our team is ready to provide you financial guidance and discuss any financial arrangements you may need to help you through this difficult time.

We will continue to monitor the situation closely and evaluate additional measures to support our members and community as needs arise. We'll continue to update www.unitedcunesscity.org with information.

Thank you for your patience. Please know we are thinking of you and your families and will support you through these challenging times.

Sandy Reinert, Manager

Youth Month

During the month of April, join us in participating in the National Youth Saving Challenge. Now's the time for your child to open their own savings account at United Credit Union and encourage them to start good saving habits. If your child is already a member of the credit union, encourage them to make a savings deposit during April to be entered into the contest. Your child has a chance of winning more money during the month of April! Below are the official rules.

The National Youth Saving Challenge is FREE and open to all youth under 18 who visit a participating credit union during April. Parents/guardians giving permission for their youth to enter can submit on a 3" x 5" piece of paper the following information to the credit union:
• Name
• Date
• Current age
Limit one entry per person.
Odds of winning depend on number of entrants. This contest is void where prohibited.

In May, the Credit Union National Association (CUNA) will randomly select and give a $1,000 grand prize to a participating credit union. That credit union will then randomly select 10 winners from its entrants. Your credit union will notify you if you are a winner.
Love My CU Download the Love My Credit Union Rewards App for your smart phone!

Vehicle Loans

Vehicle Loans Are Our Specialty

  • If you're thinking about buying a new or used vehicle, don't finance your vehicle through a dealership. Your credit union is here to help you. Financing is our specialty, and we do it better and at a lower cost.

    So why do the car dealerships pressure you to obtain your financing with them? It's simple: The car dealer, in most cases, makes more profit on the financing through kickbacks and incentives from his "partner" banks and finance companies than he does on the sale of the vehicle itself! The car dealers simply want to put more money in their pockets – not find the best financing deal for you.

    Your credit union maintains that getting pre-approved financing through us first before visiting the dealers puts you in a better position. Plus, using our resources to find out exact dealer cost of your vehicle allows you to bargain up from cost rather than down from asking price.

    Whether your dream vehicle is a gas –efficient compact, SUV truck, or minivan, come see your credit union first for financing. We have variety of programs tailored for any vehicle and any budget.

Friendly personalized Service

Friendly personalized Service

  • Perhaps most importantly, we are conveniently located in Ness City, Kansas and are open from 9:00 am to 4:00 pm Monday through Friday.  Our pleasant facility has both a drive-thru window and a night deposit box.  Best of all, when you call our office you will always speak to a helpful Credit Union staff member!  You will never have to navigate through unending telephone menus.