Type | Fee |
Minimum Balance Fee |
$3.00 monthly fee if balance goes under $300 in that month UNLESS (a) the member is 18 years old or younger; (b) the savings connected to that account has a minimum balance of $7500; OR (c) the member has a secured loan connected to that account number. |
Nonsufficient Fund Items, Paid or Returned |
$25 per item |
Overdrawn Account Fee |
$15 after 15 days and every 15 days thereafter |
Stop Payment Fee |
$15 for a stop payment of any kind |
Check Printing Fee |
Prices vary depending upon style |
Check Copies/Member Request |
$3.00 per check Look up |
Information/Read from Cancelled Checks |
$2.00 per check |
Clearing Verification Fee |
$2.00 per item |
Account Reconciliation/Research Fee |
$20 per hour/$10 minimum |
Type | Fee |
Hold statement or other special handling |
$3.00 per statement |
Phone call to verify funds on check not drawn on UCU |
$5.00 per phone call |
ACH Set Up Fee |
$50.00 |
Unknown address/statement returned by mail |
$5.00 per month |
Processing of Affidavit when member is unable to locate Certificate when cashing it in |
$10.00 per Affidavit |
Notary Fee |
Free to member, $5.00 to nonmember |
Garnishment Fee |
$50.00 per garnishment |
Teller check made payable to payee other than owner of account. |
$2.00 per check |
Teller check issued and mailed elsewhere/request by member |
$2.00 per check |
Wire Transfer - Outgoing Wire Fee |
$20.00 per transfer |
Wire Transfer - Incoming Wire Fee |
$10.00 per transfer |
Fee for processing subpoenas for members records |
$40 per hour/min plus $1.00 per copy plus mileage |
Cashier’s Check |
$5.00 per check |
Statement Copy Fee |
$3.00 per statement |
History from Screen Fee |
$1.00 per page |
ACH Deposit withdrawal/cashing |
$1.00 per $100 |